Institutional Compliance Orchestration

The system CFOs trust
when auditors ask
about digital assets.

Ripple, Coinbase, and Circle have built deep into payments, custody, and settlement. None of them built the compliance layer that sits between their infrastructure and what a bank's audit committee, compliance officer, or regulator actually requires.

Vestry does.

Request Early Access See the Platform
1
First Build Module
3
System-of-Record Principles
24w
Design Partner Sandbox
The Compliance Gap

The institutional blockchain stack is built. The compliance layer is not.

Ripple assembled a $4B institutional finance stack — GTreasury, Hidden Road, Metaco, Standard Custody. Coinbase added Deribit. Circle is embedded in every stablecoin settlement flow.

Every Fortune 500 CFO evaluating digital assets still cannot sign a contract. The compliance layer that their audit committee requires does not exist natively on any blockchain platform. That gap is Vestry.

Travel Rule
Jurisdiction-Fragmented Thresholds
€0 EU / $3,000 US / $1,000 APAC. No unified orchestration layer exists across Coinbase, Ripple, and Circle simultaneously.
Account Hierarchy
CBA Structures Not Natively Supported
Customer Business Account parent/subsidiary trees with SOX-governed audit trails do not exist in any blockchain platform today.
Reconciliation
Four-Ledger Problem, Zero Tooling
GTreasury + Hidden Road + Coinbase Prime + Circle creates a four-ledger reconciliation gap with no institutional-grade tooling available.
Regulatory Reporting
Five Jurisdictions, Five Manual Processes
Different filing formats, different thresholds, different timelines. Fully manual across every jurisdiction today.
Product Architecture

Four orchestration layers. One system of record.

The first build is intentionally narrow: Account Hierarchy Management plus the SOX Audit Vault. Travel Rule and regulatory reporting remain part of the Compliance Fabric roadmap, not Month 1-6 shipped scope.

Bind entity hierarchy
Parent, subsidiary, treasury center, and operating-entity structures are mapped to legal ownership and retained as audit evidence.
First Build Scope
Map wallet ownership
Wallets are bound to the right entity, role, approval path, and control owner before downstream blockchain activity becomes auditable.
First Build Scope
Replay every decision
The SOX Audit Vault reconstructs the exact entity graph, wallet state, control map, and policy version active at the decision timestamp.
First Build Scope
Explain the rationale
Each replay packet includes a deterministic plain-language rationale that a CFO, audit committee, or external auditor can review.
System of Record
How It Works

From blockchain data to audit-ready output.

Ingest from Infrastructure
Design-target connectors to Ripple XRPL, GTreasury, Coinbase Prime, Circle USDC, and Hidden Road. The first build focuses on deterministic account, entity, wallet, and control-event sequencing.
XRPL GTreasury Coinbase Prime
Orchestrate Compliance
The first product wedge runs through the CBA Hierarchy Manager, SOX Audit Vault, Control Mapping Layer, and Explainability Layer. Later modules inherit the same control model.
Travel Rule CBA Hierarchy AML / Sanctions
Produce Institutional Output
SOX Audit Vault preserves every decision with its full context, timestamp, and policy version. CFO, audit committee, and regulatory outputs are designed to replay from the same event record.
SOX Vault Board Reports Regulatory Filings
Strategic Partners

Built to accelerate the platforms enterprise finance already trusts.

Ripple
GTreasury / RLUSD / Standard Custody
Ripple's acquisition spree assembled the infrastructure. Vestry targets the account hierarchy and audit evidence gap that can slow GTreasury enterprise adoption.
Assumption: each blocked enterprise client can represent $500K-$2M in delayed ARR. Vestry is designed to remove that procurement friction.
Coinbase
Prime / USDC / Deribit
Coinbase Prime serves institutional clients who require SOX-compliant reporting — not available natively. Vestry makes Coinbase Prime a fully audit-ready institutional custody platform.
Assumption: audit evidence can shorten institutional security and procurement review cycles when control ownership is clear.
Circle
USDC / CCTP / MiCA
USDC institutional adoption is currently a compliance decision, not a technology decision. Vestry provides the GAAP-aligned accounting and MiCA compliance layer that unlocks Fortune 500 deployment.
Assumption: account hierarchy plus replay evidence improves confidence for stablecoin treasury operations.
Jurisdictional Roadmap

Five jurisdictions. One compliance architecture.

United States
FinCEN Travel Rule
SOX 302/404
OFAC Screening
Design Scope
European Union
MiCA / TFR
€0 Travel Rule
AML 6AMLD
Design Scope
United Kingdom
FCA Travel Rule
MLRO Reporting
JMLSG Standards
Roadmap
Singapore
MAS PSA
$1,000 SGD Threshold
FATF Aligned
Roadmap
UAE
VARA Framework
CBUAE Travel Rule
FATF Compliant
Later Roadmap
The Architect
Founder & Chief Architect
Founder · 23 years in payments, RegTech, and enterprise financial architecture
23+ years building payment and compliance infrastructure — $850B+ in annual payment processing across card networks, ACH, and real-time rails at three of the largest US financial institutions
Enterprise architect across ISO 20022, SEPA, SWIFT gpi, stablecoin infrastructure, and regulatory compliance automation — with M&A technology due diligence experience across multimillion-dollar transactions
FINOS contributor — Regulation Innovation SIG — institutional finance open standards, trusted by Tier 1 banks
"Every competitor in this space is crypto-native building toward institutional finance. Vestry is institutional finance architecture building toward blockchain. That inversion is the moat."

Vestry was built by someone who has spent 23 years at the intersection of payment infrastructure, regulatory technology, and enterprise architecture — managing systems that process $850B+ annually and advising top-tier US financial institutions on the compliance decisions that determine whether technology investments become revenue or liability.

The compliance gap in institutional digital assets is not a blockchain problem. It is an institutional architecture problem — the same class of problem as ISO 20022 migration, SWIFT gpi reconciliation, and cross-border regulatory reporting. Vestry applies the same discipline that solved those problems to the layer that blockchain infrastructure forgot to build.

Early Access

The CFO conversation starts before the platform ships.

Vestry is in active development. We are selecting a small group of design partners — Fortune 500 treasury teams, enterprise compliance officers, and institutional finance architects — to shape the platform from the ground up.

Design partner cohort — institutional finance teams only