Institutional Finance Architecture

The control plane between
digital asset infrastructure
and institutional approval.

Cross-border payments now span stablecoins, treasury workstations, custody platforms, liquidity venues, and real-time rails. Vestry sits above that stack as the attestation layer that proves authorization, hierarchy, reconciliation, and reporting controls existed before value moved.

Request Early Access Open a Layer
4
Relationship Types
6
Control Modules
5×
Jurisdiction Path
Enterprise use cases
Attestation layer
Compliance control plane

A system of record that consumes rules and evidence, attests over authorization, and sits above rails without performing value movement.

Attestation boundary Function stack below
Stack ecosystem
The Compliance Gap

The institutional blockchain stack is built. The compliance layer is not.

Ripple assembled a $4B institutional finance stack — GTreasury, Hidden Road, Metaco, Standard Custody. Coinbase added Deribit. Circle is embedded in every stablecoin settlement flow.

Every Fortune 500 CFO evaluating digital assets still cannot sign a contract. The compliance layer that their audit committee requires does not exist natively on any blockchain platform. That gap is Vestry.

Travel Rule
Jurisdiction-Fragmented Thresholds
Each jurisdiction has different baseline data, expanded information triggers, verification obligations, and reporting timelines. No unified orchestration layer exists across Coinbase, Ripple, and Circle simultaneously.
Account Hierarchy
CBA Structures Not Natively Supported
Customer Business Account parent/subsidiary trees with SOX-governed audit trails do not exist in any blockchain platform today.
Reconciliation
Four-Ledger Problem, Zero Tooling
GTreasury + Hidden Road + Coinbase Prime + Circle creates a four-ledger reconciliation gap with no institutional-grade tooling available.
Regulatory Reporting
Five Jurisdictions, Five Manual Processes
Different filing formats, different thresholds, different timelines. Fully manual across every jurisdiction today.
Platform Capabilities

Four orchestration layers. One system of record.

Travel Rule Engine
Unified policy orchestration across jurisdiction-specific baseline data, expanded information triggers, and verification obligations. Single API across Ripple, Coinbase, and Circle simultaneously.
FATF Compliant
CBA Hierarchy Manager
Customer Business Account trees with parent/subsidiary relationships, SOX-governed access controls, and deterministic audit trails for every account action.
SOX Section 302
SOX Audit Vault
Audit Replay Engine: deterministic, time-indexed reconstruction of every compliance decision. Non-removable. Board-ready. Meets Section 302/404 requirements.
Section 404 Ready
Regulatory Reporting
Automated multi-jurisdictional filings. Control Mapping Layer ties every output to specific regulatory control IDs cited in board reports and external audits.
5 Jurisdictions
How It Works

From blockchain data to audit-ready output.

Ingest from Infrastructure
Native API connectors to Ripple XRPL, GTreasury, Coinbase Prime, Circle USDC, and Hidden Road. No batch exports. Real-time event streaming with deterministic sequencing.
XRPL GTreasury Coinbase Prime
Orchestrate Compliance
Every transaction passes through the Travel Rule Engine, CBA Hierarchy Manager, and Control Mapping Layer. Explainability Layer generates plain-language rationale for every decision — auditor-ready.
Travel Rule CBA Hierarchy AML / Sanctions
Produce Institutional Output
SOX Audit Vault preserves every decision with its full context, timestamp, and policy version. Regulatory filings auto-generated per jurisdiction. CFO and audit committee dashboards available out of the box.
SOX Vault Board Reports Regulatory Filings
Strategic Partners

Built to accelerate the platforms enterprise finance already trusts.

Ripple
GTreasury / RLUSD / Standard Custody
Ripple's $4B acquisition spree assembled the infrastructure. Vestry closes the compliance gap that is currently blocking 50+ GTreasury enterprise clients from signing contracts.
Each blocked client represents $500K–$2M in delayed ARR. Vestry removes that blocker across the entire pipeline.
Coinbase
Prime / USDC / Deribit
Coinbase Prime serves institutional clients who require SOX-compliant reporting — not available natively. Vestry makes Coinbase Prime a fully audit-ready institutional custody platform.
Vestry compresses institutional onboarding from 9 months to 90 days by removing compliance friction from the procurement cycle.
Circle
USDC / CCTP / MiCA
USDC institutional adoption is currently a compliance decision, not a technology decision. Vestry provides the GAAP-aligned accounting and MiCA compliance layer that unlocks Fortune 500 deployment.
Vestry converts USDC enterprise adoption from a compliance blocker to a competitive differentiator for Circle's institutional sales team.
Jurisdictional Coverage

Five jurisdictions. One compliance layer.

United States
FinCEN Travel Rule
SOX 302/404
OFAC Screening
Live
European Union
MiCA / TFR
€0 Travel Rule
AML 6AMLD
Live
United Kingdom
FCA Travel Rule
MLRO Reporting
JMLSG Standards
Q2 2026
Singapore
MAS PSA
Baseline + Expanded PII
FATF Aligned
Q2 2026
UAE
VARA Framework
CBUAE Travel Rule
FATF Compliant
Q3 2026
The Architect
Founder & Chief Architect
Founder · 23 years in payments, RegTech, and enterprise financial architecture
23+ years building payment and compliance infrastructure — $850B+ in annual payment processing across card networks, ACH, and real-time rails at three of the largest US financial institutions
Enterprise architect across ISO 20022, SEPA, SWIFT gpi, stablecoin infrastructure, and regulatory compliance automation — with M&A technology due diligence experience across multimillion-dollar transactions
FINOS contributor — Regulation Innovation SIG — institutional finance open standards, trusted by Tier 1 banks
"Every competitor in this space is crypto-native building toward institutional finance. Vestry is institutional finance architecture building toward blockchain. That inversion is the moat."

Vestry was built by someone who has spent 23 years at the intersection of payment infrastructure, regulatory technology, and enterprise architecture — managing systems that process $850B+ annually and advising top-tier US financial institutions on the compliance decisions that determine whether technology investments become revenue or liability.

The compliance gap in institutional digital assets is not a blockchain problem. It is an institutional architecture problem — the same class of problem as ISO 20022 migration, SWIFT gpi reconciliation, and cross-border regulatory reporting. Vestry applies the same discipline that solved those problems to the layer that blockchain infrastructure forgot to build.

Early Access

The CFO conversation starts before the platform ships.

Vestry is in active development. We are selecting a small group of design partners — Fortune 500 treasury teams, enterprise compliance officers, and institutional finance architects — to shape the platform from the ground up.

Design partner cohort — institutional finance teams only